As she nibbled on strawberry shortcake, Jessica LaShawn, a flight attendant from Chicago, tried not to get ahead of herself and imagine this first date turning into another and another, and maybe, at some point, a glimmering diamond ring and happily ever after.
Her musings were suddenly interrupted when her date asked a decidedly unromantic question: “What’s your credit score?”Amusingly, a chemist shows up later in the article (I've deleted his name):
[Name removed], a 33-year-old chemist in San Francisco, said he worried that the vast disparity between his girlfriend’s credit score and his own low one could create tension in their relationship. When the couple leased a car in October, Mr. [Removed] had to leave his name off the contract because his poor credit scuttled his chances for the bargain interest rate that his girlfriend qualified for.
Mr. [Removed] said he resented that his credit score, which he said was marred by a single contested cable bill, has limited his access to credit. “I always pay my bills so it’s pretty ridiculous that a billing error can ruin your score,” he said. His girlfriend declined to be interviewed.I've always been under the impression that chemists probably tend to stay out of financial trouble and, in general, have good credit. My little anecdote about this was to see the very modest cars that my professors (no slouches in the earnings department, I suspect) drove. When I was at a large pharma company, I also noted the relatively modest vehicles in the parking lots. That said, graduate school can be a good time for people (including myself!) to get themselves into some small or large amount of debt, which can have repercussions down the road.
Naturally, though, asking a credit score on the first date is sort of stupid. While "what is your financial situation?" is incredibly important for any long-term relationship, at that moment, it's just sort of rude.
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